Laurie Goodman is a senior managing director at Amherst Securities Group LP, where she is responsible for strategy and business development. She began the publication of Amherst Mortgage Insight. From July 1993 to November 2008, Ms. Goodman was head of global fixed-income research and manager of US securitized products research at UBS and predecessor firms. The UBS securitized products research group was widely recognized for its insightful analysis and weekly Mortgage Strategist publication. Before that, Ms. Goodman spent ten years in senior fixed-income research positions at Citicorp, Goldman Sachs, and Merrill Lynch. She was also a mortgage portfolio manager on the buy side and a senior economist at the Federal Reserve Bank of New York.
David Ledford oversees all aspects of National Association of Home Builders (NAHB) regulatory advocacy. He directs policy analysis, development, and implementation for housing finance; environmental, land development, and labor safety and health; and construction codes and standards issues. He manages NAHB’s work with government agencies, Congress, and other organizations on regulatory matters that affect housing. He also coordinates the provision of assistance and information to NAHB members on regulatory issues, programs, and requirements. Mr. Ledford joined NAHB’s housing finance department in 1985 as director of capital market analysis and has since held a variety of management positions of increasing responsibility. Before his current position, he was a senior economist with Commercial Credit Company.
James Lockhart is the vice chairman of WL Ross & Co., where he focuses on financial services and the mortgage recovery fund. Before joining WL Ross & Co., he was the director of the Federal Housing Finance Agency, regulator of Fannie Mae, Freddie Mac, and the twelve Federal Home Loan Banks, and its predecessor agency, the Office of Federal Housing Enterprise Oversight. He served as the chairman of the Federal Housing Finance Oversight Board and a member of the Financial Stability Oversight Board. For the previous four years, Mr. Lockhart was the deputy commissioner and chief operating officer of Social Security, secretary to the board of trustees, and a member of President George W. Bush’s Management Council. From 1989 to 1993, Mr. Lockhart served in the previous Bush administration as executive director of the Pension Benefit Guaranty Corporation. He also cofounded and served as managing director of NetRisk, a risk-management software and consulting firm. He held senior positions at National Reinsurance, Smith Barney, Alexander & Alexander, and Gulf Oil. He has served as a member of the American Benefits Council’s board of directors and the advisory board to the Task Force for the Critical Review of the US Actuarial Profession. He is also a director of Virgin Money and the American Securitization Forum.
David Min is the associate director for financial markets policy at the Center for American Progress. He leads the activities of the Mortgage Finance Working Group, a group of leading experts, academics, and progressive stakeholders in housing finance. Mr. Min also works on financial market issues there. He is frequently quoted on these and other issues in various media outlets, including National Public Radio’s Marketplace, the Diane Rehm Show, Reuters, Associated Press, the Boston Globe, CNBC, Bloomberg, and the Washington Post. Before joining the Center for American Progress, he was a senior policy adviser and counsel with the Joint Economic Committee of Congress, where he focused on policy solutions to the credit crisis, as well as other macroeconomic and financial markets issues. Mr. Min was formerly the Banking Committee counsel for Senator Charles Schumer (D-NY). Before coming to Capitol Hill, he was a securities litigator, first as an Enforcement Division attorney at the Securities and Exchange Commission, and later in the Washington, D.C., office of WilmerHale LLP.
Peter J. Wallison
holds the Arthur F. Burns Chair in Financial Policy Studies at AEI, where he codirects the institute’s program on financial market studies. He is also a cochair of the Pew Financial Reform Task Force and a member of the congressionally authorized Financial Crisis Inquiry Commission. Mr. Wallison previously practiced banking, corporate, and financial law at Gibson, Dunn & Crutcher LLP in New York and Washington, D.C. During 1986 and 1987, Mr. Wallison was White House counsel to President Ronald Reagan. From 1981 to 1985, Mr. Wallison was general counsel of the Treasury Department, where he played a significant role in the development of the Reagan administration’s proposals for deregulation in the financial services industry. He also served as general counsel to the Depository Institutions Deregulation Committee and participated in the Treasury Department’s efforts to deal with the debt held by less-developed countries. Between 1972 and 1976, Mr. Wallison was special assistant to New York governor Nelson A. Rockefeller and, subsequently, counsel to Mr. Rockefeller when he was vice president of the United States.