Reform focused on sustainable lending would have FHA target a projected average claim rate of 5 per 100 insured loans under normal circumstances and 10 per 100 insured loans under stress circumstances.  This rate is about five times the normal default level for prime loans and about half the FHA's traditional default level under normal circumstances.

Facebook Inc. took a momentous action last week. And I don’t mean its announced intention to sell shares for $28 to $35 in an initial public offering later this month.

The Senate approved legislation to restore modest reductions to the loan limits applicable to Fannie Mae, Freddie Mac, and FHA. Except for the housing lobby, there is widespread agreement that reducing these limits is a key first step towards ending the government's chokehold on the now nationalized housing finance market.

The turmoil in Egypt most likely will not increase oil prices, but if it does, there are still arguments to be made to why it is worth it.

Bank may be assessed deposit insurance premiums as much as 25 basis points lower than those paid by thrift institutions having equal risk.  

U.S. Treasury bonds are declining in value, as investors recognize the long-term debt implications of more deficit spending to pay for the just-passed health care reform.

The comparison between Census results over the last 40 years to today tells us much about the country's present--and the shape of the future.

While the intent of theSarbanes-Oxley Actwas to prevent corporate fraud, there is growing evidence that it has done more harm than good.