Policymakers can increase American retirement security by restricting employers from offering company stock in tax-preferred 401(k) plans.

In the latest Retirement Outlook, AEI scholar Alex Brill warns that some employees' 401(k)s are still at risk from being too invested in a single stock -- their own company's stock.

Breaking windows will stimulate the economy, according to a leading public pension advocacy group. Skeptical? The National Institute on Retirement Security (NIRS) has not literally endorsed breaking windows, but a report recently published by the organization relies on the same economic fallacy.According to NIRS-whose membership consists principally of...

The annual Social Security Trustees Report, released on Monday, confirms that the program is significantly underfunded. After decades of delay, Congress and the next president will need to take steps to restore Social Security's finances and improve Americans' retirement income security. Although it might seem counterintuitive, one positive step toward...

Many public workers are overpaid relative to their private sector counterparts, especially in large, unionized states such as Wisconsin, Ohio and California. This may sound like a controversial claim, but it shouldn't. A consensus is building about the need for reform.

In the latest chapter in what is developing into a war by the left on America's seniors, the government has proposed to take American's 401(k) savings in return for a promise to pay some monthly benefit in retirement years.

Shifting government workers to 401(k)-style plans would offer greater transparency and keep benefits in line with the private economy.

Using fair-market valuation, Nevada PERS’ unfunded liabilities would rise from about $10 billion to almost $41 billion. Shifting PERS to a defined-contribution, 401(k)-type structure would ensure that benefit obligations are fully funded going forward and that everyone is clear regarding the pensions promises the government has made and its ability to fulfill them.