This conference explored how technology and innovation have transformed the way consumers pay for purchases. It also looked at which reforms to current legislative and regulatory structures may be necessary to support continued payment innovation.

Was the Dodd-Frank Act necessary? This and related questions will be addressed by two panels of experts with widely difference perspectives.

Three recent reports have warned that excessive regulation, litigation risk, and lack of regulatory coordination are contributing to the gradual erosion of U.S. financial services preeminence. Now, a fourth report, by the Blue Ribbon Commission on Competitiveness established by the Financial Services Roundtable, contains some important and unconventional recommendations for...

The United States has a highly decentralized structure for regulating financial services companies. Banks and savings and loans are regulated at the state level as well as by four federal agencies; insurance companies are regulated by each of the fifty states; and securities firms now have a single...

The FCC's 3-2 decision of February 20th is ambivalent: on the one hand, its exemption from regulation and the obligation to share with competitors their costly and risky investments makes excellent sense, but on the other, it is purely political in the worst sense and grounded in neither good economics nor honorable regulatory practice.

America's wireless communications industry has grown dramatically in recent years, as fierce competition and explosive technological change have improved service and driven down prices. These improvements have come about in a relatively low-key regulatory environment. But the very success of the industry, which has transformed service from a luxury to...

This is the third and final event in AEI's project on the privatization of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. At this event, housing market experts will comment on and critique a proposed privatization plan and a plan for improving the residential mortgage market through...