Canada's experience demonstrates that government-subsidized housing finance is not necessary to promote home ownership.

Comparing the American housing finance system to other countries makes clear that one thing remarkable and indeed unique in the world about American housing finance was the dominant and disproportionate role played by government-sponsored enterprises

Canada's government-financing operation looks superior to the one in the United States in candor, as well as credit performance, as it achieves equivalent home ownership levels.

The prospects for the U.S. economy in 2008 are not good, but there is hope for 2009.

How and why did the Canadian and U.S. housing finance markets react differently to the international financial crises of 2007-2009?

Aside from the tremendous cost to taxpayers, civil Gideon will be counterproductive in its supposed goals of helping the poor and making the legal system more accessible.

Giving a government agency the power to designate companies as systemically significant and to regulate their capital and activities is a very troubling idea.