Insurance companies are currently regulated entirely by state governments. During this congressional session, it is expected that Senators Tim Johnson (D-S.D.) and John E. Sununu (R-N.H.) will cosponsor legislation that would create an optional federal charter for insurance, allowing companies to organize under federal rather than state laws. Advocates of...

Does the Constitution's Compact Clause still have independent force and meaning?

While flooding is a fact of life, studies show that humans are poor at evaluating the risk of flooding and insuring themselves against potential losses.

What does research show about particulate matter in our air?

Are there 1,700 autopsies declaring air pollution as the cause of death? Are 6,000 people admitted to hospital each year with a diagnosis of "air pollution" as the cause?

Air pollution has been a part of human existence for thousands of years, and accounts of noxious urban air go back to ancient times.