Over the past two decades, the share of working age Americans collecting disability insurance payments has doubled, from 2.3 to 4.6 percent of the population aged 25 to 64, with the largest increases coming among women.

The U.S. disability system is failing--growing at an unsustainable pace for taxpayers and delivering relatively poor outcomes to those with disabilities.

Changes in Social Security policy have reduced the willingness of employers to provide accommodations and rehabilitation and their workers to seek them by making access to DI benefits much easier for workers and failing to make their employers more directly pay for their movement onto the rolls.

A system that lets participants choose between the traditional system and a lower-cost settlement paid in inflation-adjusted Treasuries could ensure the program's solvency.

Last month, the Centers for Medicare and Medicaid Services released its latest report showing how the burden of health spending is divided between government, private business, and households. What may surprise some readers is just how little of health spending is paid directly by households.

Gradually raising the early retirement age for Social Security from sixty-two to sixty-five would be a formidable solution to the long-term federal budget shortfalls by boosting the economy and federal tax revenues.

There are a number of misconceptions about the future of Social Security.

We should reduce Social Security benefits for middle- and high-income earners to encourage more working and saving—and free up the government to focus on the daunting challenges of Medicare and Medicaid.