On April 13, 2012, the US Department of the Treasury released new cost estimates for the Troubled Asset Relief Program. Looking principally at actual and projected contractual cash flows, the document concludes that: "Overall, the government is now expected to at least break even on its financial stability programs and may realize a positive return." 

This statement is available here as an Adobe PDF.  

The Federal Deposit Insurance Corporation (FDIC) has requested comment on its notice of proposed rulemaking (NPR), which would amend the rules that govern the assessment system for determining the deposit insurance premia paid by large institutions.

This statement is also available here as an Adobe PDF.

Statement No. 254February 11, 2008

For Information Contact:Robert A. Eisenbeis770-416-0047

In mid January the FDIC published the third revision of its proposal to prepare for the failure...

The FDIC Improvement Act of 1991, based on the lessons of FSLIC and the 1980s, was thought to have solved the problems of deposit insurance--obviously, it did not.

The Shadow Financial Regulatory Committee believes that the banking industry was short-sighted in encouraging the adoption ofthe provision of the Deficit Reduction Act of 2005 that extended to five years the period during which replenishmentof the depositinsurance fund must occur.

After the savings and loan debacle of the late 1980s, it is imprudent to allow institutions to take risks while leaving those that bear the losses without the means to control them.

Measures to help avoid a future crisis and proposals to change the way in which the government responds to crises should they happen nonetheless.