To make financial markets less vulnerable to their inevitable cycles, it is an essential responsibility of both private financial actors and government officials to study, develop and implement countercyclical approaches.

Three recent reports have warned that excessive regulation, litigation risk, and lack of regulatory coordination are contributing to the gradual erosion of U.S. financial services preeminence. Now, a fourth report, by the Blue Ribbon Commission on Competitiveness established by the Financial Services Roundtable, contains some important and unconventional recommendations for...

This paper explores important areas of the SEC ' s jurisdiction where attention to its statutory obligations would produce more balanced policies in the future .

In November 2007, the Financial Services Roundtable published The Blueprint for U.S. Financial Competitiveness, a report that recommended ways to counteract the gradual decline in U.S. financial services competitiveness because of excessive regulation, litigation risk, and lack of regulatory coordination. Since then, many financial services organizations have provided comments and...

Was the Dodd-Frank Act necessary? This and related questions will be addressed by two panels of experts with widely difference perspectives.

The United States has a highly decentralized structure for regulating financial services companies. Banks and savings and loans are regulated at the state level as well as by four federal agencies; insurance companies are regulated by each of the fifty states; and securities firms now have a single...

This is the second AEI conference on optional federal chartering of insurance companies. Since the first, on June 3, 1999, the issue has continued to receive attention within the insurance industry and in Congress, and major industry groups have begun drafting possible legislation. The ABA Insurance Association, an affiliate...