With the change of leadership in the incoming Congress, the Shadow Financial Regulatory Committee believes it would be useful to review and reiterate some financial agenda items that the Committee has considered at this and past meetings.

Testimony on the elimination of policy separating banking and commerce.

Has the time come for a federal chartering system for insurance companies?

Comments on federal regulation of depository institutions, securities, and insurance.

The Treasury Department's call for financial services regulation reform will resound into the future as American competitiveness is challenged.

Deregulation has improved access and quality and cut waste and prices across several industries. Why would anyone insist on continuing to regulate insurance rates?

The financial markets are too big to be effectively regulated by government agencies, so regulators should think twice before intervening.

The United States should adopt mutual recognition among states as a central principle of federalism and regulatory policy.