Weather change and its consequences are inevitable.  Governments and rating agencies around the world have tools  to “motivate” short-term-focused insurers to broaden their risk perspectives, with their executives facing personal liabilities if their coverage reserves fall short. Without more aggressive moves, the rest of the world could end up like Grenada and Jamaica, circa 2004.

President Obama knows better than his demagoguery suggests when it comes to the insurance industry.

Reform of tax policy is a necessary condition for the efficient reform of our health care system.

This paper examines the federally subsidized crop insurance program. Under this program, the federal government subsidizes about 60 percent of the premiums farmers pay for private insurance to protect them against financial losses due to drops in the value of their crops.

The Shadow Financial Regulatory Committee (SFRC) is a group of publicly recognized independent experts on the financial services industry—including banking, insurance and securities—who meet regularly to study and critique regulatory policies affecting this sector of the economy.

The Shadow Financial Regulatory Committee (SFRC) is a group of publicly recognized independent experts on the financial services industry--including banking, insurance and securities--who meet regularly to study and critique regulatory policies affecting this sector of the economy.

During two closed sessions before the luncheon, committee members discussed the latest in financial regulation issues. At a luncheon briefing following these sessions, SFRC members gave several statements and answered questions.

AEI's J.D. Kleinke examines the magnitude, symbolism, and likely impacts of the accounting rule included in the Accountable Care Act to regulate the administrative costs and profits of the health insurance industry.