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Those burned in the subprime lending bust thought they could manage risk, but they neglected to consider the human factor.
The optimistic forecasts of subprime recovery have not panned out.
Economics and finance might be science, if it were not for people.
Thetwenty-firstcentury has seen the housing cycle bubble and bust. Historical precedent says it will happen again.
To create a new economic boom, America today needs a fundamental change of course towards the policies that worked in the past: free market principles, low taxes, and low government spending.
Economic and financial cycles are natural and cannot be avoided.
The federal telephone excise tax belongs in history books, notin ourtwenty-first century economy.
In order to overcome the subprime mortgage bust, we must help borrowers to become more competent and informed.
