Low mortgage underwriting standards were partially responsible for the collapse of the housing market. Now that standards have been raised to prevent another collapse, there are calls to bring them back down again.

It's the first rule of Canadian economics: when the U.S. catches cold, Canada gets pneumonia. What if the rule no longer applies?

Everything you always wanted to know about the housing crash, but were afraid to ask.

With the housing market slump far from over, a dose of modesty would aid policymakers in this situation.

As a result of the high loan limits and the suppression of private securitization through the obstacles and disincentives listed below, approximately 90% of all originations and 99% of all securitizations are now government guaranteed. This is an ongoing liability for the taxpayers and an unhealthy fiscal position for the United States.

Business ethics can help get the economy back on track.

Combined oversight of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks constitutes a logical and effective regulatory domain.