With college tuitions skyrocketing, federal and state authorities have attempted to make higher education more affordable by offering tax-advantaged savings accounts. Some recent initiatives include the federal Coverdell Education Savings Account at the national level and 529 savings plans at the state level. These plans allow individuals to shelter income...

Students and families can finance higher education in three ways: grants, government-backed loans, or private loans. Contemporary research and debate typically focus on grants and federally supported loans. Meanwhile, despite its explosive growth, the private loan market remains minimally researched and poorly understood. This made sense a decade ago, when...

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Higher education produces large average economic gains for those who complete their degrees and improves productivity and competitiveness in the U.S. economy at large. To finance college and other advanced training, students and their families are...