Government policies promoted a systematic loosening of underwriting standards in an effort to promote affordable housing, which then contributed mightily to the housing bubble, mortgage meltdown and resulting financial crisis.  

In the latest Financial Services Outlook, American Enterprise Institute (AEI) housing experts Peter Wallison and Edward Pinto explain how decades of government intervention have gravely harmed America's housing market.

Recent economic research suggests that colleges siphon off a significant portion of federal education aid rather than lowering costs to students

Online registration for this event is closed. Walk-in registrations will be accepted. Despite the recent drop in house prices, too much of America's housing remains unaffordable to the ordinary homebuyer. While genuine poverty accounts for some of the problem, even middle-class Americans--especially along the country’s east and...

The Senate approved legislation to restore modest reductions to the loan limits applicable to Fannie Mae, Freddie Mac, and FHA. Except for the housing lobby, there is widespread agreement that reducing these limits is a key first step towards ending the government's chokehold on the now nationalized housing finance market.

Government housing policies and the toxic mortgages they spawned were the sine qua non of the financial crisis.

It's always painful to take on the myths and ideological narratives of the left. The pundits of the liberal (excuse me, "progressive") media make a pretense of listening to reason, but when their views are challenged, they become abusive.

If the government wants to assist low income families in becoming homeowners, it shouldwork through a government agency that does not have a directly conflicting agenda.