The federal government has taken over large swaths of consumer lending, most notably the $10 trillion home mortgage and $1 trillion student lending markets. The government's share of new loans for each now approaches 100%.Government monopolies in financial services pose risks to taxpayers as well as borrowers

President Obama’s latest ploy is a student lending policy that teaches a new generation of college-goers that government is there to provide free stuff.

At this AEI event, scholars will discuss what to make of the administration's current agenda and what to expect in the future.

A side effect of the risk-assessment approach to student loans is to nudge the student cultures of college campuses in the direction of making responsible adult behavior more respectable.

This book explores the purposes of federal student loans, how well traditional arrangements work, and how innovations might offer guidance for rethinking the design of financial aid.

High loan-to-value mortgage lending is a fast-growing sector of the mortgage industry that has evolved to meet the needs of today's consumers.

Keep seven keys in mind when making sense of what the Republican field is (and isn't) saying on education.

Students should be able toattend college through choice-based arrangements, public, private and otherwise, that are grounded in free enterprise.