Last year's repeal of the final remaining vestige of Regulation Q, the prohibition of payment of interest on business demand deposits, at long last completed a pro-competitive process which began with the Monetary Control Act of 1980.  The repeal was and is a good idea.  We can easily see this by asking and answering half a dozen simple questions, to make the matter clear.

At this luncheon press briefing, SFRC members will issue one or more statements and answer questions.

Deregulation is not to blame for the financial crisis.

The American housing finance system is unique in the world for the predominant role played by the housing government-sponsored enterprises (GSEs).

Instead of trying to find ways that government can remain involved in housing finance, the new Congress should consider how to withdraw the government from any role in financing prime mortgages and implement various promising private-financing mechanisms--covered bonds, the Danish system, and a more focused and regulated securitization system.

Deregulation has improved access and quality and cut waste and prices across several industries. Why would anyone insist on continuing to regulate insurance rates?

The International Trade Commission has gained importance in recent years.Are therebiasesin favor of patent holders inits decisionmaking?