The Dodd-Frank Act required the FDIC to change how it assesses banks for deposit insurance. FDIC’s final rule implementing that mandate went into effect on April 1, 2011.

A recent FDIC report on Lehman Brothers’s financial condition before its failure puts in doubt the Federal Reserve’s account of its decision- making, and raises significant questions about the nature of the financial crisis.

As required by the Dodd-Frank Act, the FDIC and the Federal Reserve Board of Governors have issued a notice of proposed rulemaking (NPR) to implement the "Living Will" requirements of Section 165(d).

In November 2011, the OCC, FRB, FDIC, and SEC issued a530 page joint proposal to implement Section 619 of the Dodd-FrankAct (the "Volcker Rule") to bar banking entities and their affiliatesfrom engaging in short-term proprietary trading. 

The Federal Deposit Insurance Corporation (FDIC) has requested comment on its notice of proposed rulemaking (NPR), which would amend the rules that govern the assessment system for determining the deposit insurance premia paid by large institutions.

The Dodd-Frank regulatory expansion bill will charge different deposit insurance premium rates to different banks according to size, which is inconsistent with the existence of only one deposit insurance fund.

The Dodd-Frank legislation has many problems and omissions, and much is still uncertain about implementation. But the new liquidation authority provides for the possibility of making it so that future crises do not involve the bailouts of creditors that truly embodied the problem of having banks that are too big to fail.

On April 13, 2012, the US Department of the Treasury released new cost estimates for the Troubled Asset Relief Program. Looking principally at actual and projected contractual cash flows, the document concludes that: "Overall, the government is now expected to at least break even on its financial stability programs and may realize a positive return."