Discolsures contained in SEC complaints further validate the necessity to look behind Fannie and Freddie's characterization of subprime loans.  

In this paper, I endeavor to show that continuing U.S. government involvement in the housing-finance system will inevitably involve serious losses for taxpayers and that the U.S. housing finance system could function well without GSEs or any other form of government financial support simply by ensuring that only good quality mortgages are allowed to enter the securitization system. 

$25 billion in National Mortgage Settlement and other policy efforts have worked to prevent the real estate market from clearing.  At the same time, these policies have harmed those who have done the right thing.

AEI scholars Peter J. Wallison, Alex J. Pollock, and Edward Pinto will release a new AEI white paper outlining four principles for reform of US housing policy, the protection of taxpayers, and the prevention of future financial crises caused by housing policy.

Government housing policies and the toxic mortgages they spawned were the sine qua non of the financial crisis.

Government-sponsored enterprises Fannie Mae and Freddie Mac should be divided into three parts: liquidating trusts, private mortgage businesses, and a government agency inside the Department of Housing and Urban Development.