The banking industry suffered credit crises in the 1970s, 1980s, 1990s, and 2000s. An unavoidable conclusion is that its loan loss reserves were in all cases too small. 

Recognizing that the land is a gift, Duvall’s characters embrace redemption and service to self, to community, and (even when misguided) to God.

Outer space has become the next frontier for American national security and business. But instead of advancing American primacy in this realm, the Obama administration has wrongly decided not only to follow a European Union draft “code of conduct” regulating outer space, but also to circumvent the Senate’s central constitutional role in making treaties.

Changes in Social Security policy have reduced the willingness of employers to provide accommodations and rehabilitation and their workers to seek them by making access to DI benefits much easier for workers and failing to make their employers more directly pay for their movement onto the rolls.

If the Endangered Species Act were applied uniformly to all of the species in the US that are potential candidates for its reach, Congress would swiftly repeal it. The act's potential costs are often too high to enforce aggressively.

The Obama and Ryan plans have one striking similarity, as neither specifies which tax preferences will be curtailed or eliminated. Each plan will face hard choices when it comes time to spell out the details. Significant base broadening cannot be achieved by eliminating unpopular loopholes.

The powder keg underlying explosive discontent in the Arab Middle East was – and remains -- the disconnect between the economy and the system of higher education.

We are scholars and analysts who support school choice in some fashion, though we have varied perspectives regarding the optimal nature, extent, and design of choice-based arrangements. Choice's track record so far is promising and provides support for continuing expansion of school choice policies.