In 2011, the Government Mortgage Complex accounted for 88 percent of all first-mortgage originations in the United States, with the government also controlling an estimated 90 percent of the student loan market. The government’s growing dominance in the home mortgage and student loan categories is cause for concern, posing a threat to private investors, borrowers, and taxpayers.

AEI's housing finance reform plan provides the opportunity for a possible bi-partisan solution that could result in true reform of our housing finance market.

Export-related jobs are a huge and important driver of the U.S. economy, and the record of the Ex-Im Bank is clear: Using private funds and with minimal exposure to taxpayers, it has been a major driver of U.S. exports and a driver of jobs and corporate profits in the United States.

It’s depressing to watch, but it is missing the point that the Volcker rule would not have prevented the loss and is probably unworkable.

A public health care plan would have certain advantages. That's precisely the problem.

Treasury Secretary Henry Paulson missed a chance to protect taxpayers via receivership of Fannie Mae and Freddie Mac.

In the latest Financial Services Outlook, American Enterprise Institute (AEI) housing experts Peter Wallison and Edward Pinto explain how decades of government intervention have gravely harmed America's housing market.

Without government encouragement, banks would never have offered such dodgy loans.