Testimonyregarding thesubprime mortgage crisis to the U.S. House of Representatives.

Alex J. Pollock explains the need for and the essential elements of a clear, one-page mortgage disclosure form.

Mortgage disclosures need to be simplified to help borrowers understand whether or not they can afford their mortgage loan.

Mandatory use ofa simple mortgage disclosure formwould make borrowers better able to protect themselves by understanding what the mortgage really means to them, andpromote a more efficient mortgage finance system.

Improved mortgage disclosure to consumers is an important goal everyone can agree on--especially in the wake of the subprime mortgage bust, in which many defaulting borrowers appear not to have understood the obligations they were undertaking. A good mortgage finance system requires that borrowers understand how the loan will work,...

A scholar explains his support of the Mortgage Disclosure Amendment Act of 2007.

Borrowers should be better educated and better equipped when signing on a mortgage loan.