If the financial crisis was caused by subprime mortgages and predatory lending, the government's own policies made it happen.

The authorsreply to criticisms of our recent study about North Carolina's Anti-Predatory Lending Law reducing predatory loan terms and preserving access to credit.

The committee believes that setting general rules on the applicability of state laws to national banks is appropriate.

Policymakers throughout the country should remain concerned about the unwanted side-effects of laudably intended state legislation aimed at stamping out predatory lending.

Critics argue that borrowers are tricked into believing this type of insurance is cheaper than alternative monthly insurance through deceptive explanations of the amortization of insurance costs.

This book provides empirical analysis of predatory pricing.

For the most part, predatory lending practices can be addressed by focusing efforts on better enforcing laws against fraud, improving disclosure rules, offering government-financed counseling, and placing a few well thought out limits on credit industry practices.

It's always painful to take on the myths and ideological narratives of the left. The pundits of the liberal (excuse me, "progressive") media make a pretense of listening to reason, but when their views are challenged, they become abusive.