It's comfortable living in a cocoon -- associating only with those who share your views, reading journalism and watching news that only reinforce them, avoiding those on the other side of the cultural divide.

Liberals have been doing this for a long time. In 1972 the movie critic Pauline Kael said...

Weather change and its consequences are inevitable.  Governments and rating agencies around the world have tools  to “motivate” short-term-focused insurers to broaden their risk perspectives, with their executives facing personal liabilities if their coverage reserves fall short. Without more aggressive moves, the rest of the world could end up like Grenada and Jamaica, circa 2004.

The deregulation of prices in the property-liability insurance market will help restore competition and increase economic efficiency.

Do public insurance programs improve social welfare? Or does government intervention risk moral hazard and result in inefficient programs that would be better handled by the private sector?

In a new AEI volume, a group of leading economists critically examines whether the government should increase its role in five private insurance markets.

While flooding is a fact of life, studies show that humans are poor at evaluating the risk of flooding and insuring themselves against potential losses.

Last month, the Centers for Medicare and Medicaid Services released its latest report showing how the burden of health spending is divided between government, private business, and households. What may surprise some readers is just how little of health spending is paid directly by households.

After the terrorist attacks of September 11, 2001, many insurance companies began to exclude insurance coverage for losses resulting from terrorist acts. As a result, the Sears Tower in Chicago, many NFL stadiums, AMTRAK, the Golden Gate Bridge and many other higher-risk landmark locations found it difficult to get full...