The outlook for the future structure of the credit rating agency sector improved greatly when the House passed the "The Credit Rating Agency Duopoly Relief Act."

In the housing and mortgage bubble of the twenty-first century, the government sponsored credit rating agencies turned out to be a notable weak spot.

End the government-sponsored cartel in credit ratings.

This testimony before Congress suggests ways the SEC could improve the competitiveness of credit rating agencies.

Testimony before the Senate Committee on Banking, Housing and Urban Affairs about how to improve the credit rating agency sector.

H.R. 2990's approach is in the best tradition of competition and disclosure, rather than regulatory prescription and government sponsorship.

Canada's government-financing operation looks superior to the one in the United States in candor, as well as credit performance, as it achieves equivalent home ownership levels.