The annual Social Security Trustees Report, released on Monday, confirms that the program is significantly underfunded. After decades of delay, Congress and the next president will need to take steps to restore Social Security's finances and improve Americans' retirement income security. Although it might seem counterintuitive, one positive step toward...

Sound retirement security policy for future retirees requires planning. Workers need to be engaged; employers need to be responsible; and policymakers must ensure that pension law, tax law, and the Social Security system operate in a manner that promotes opportunities for private saving, appropriate retirement asset management, and sustainability and predictability.

Social Security pays women a higher average ratio of lifetime benefits to lifetime taxes than men. But that doesn't mean Social Security gives women an incentive to stay in the labor force. In fact, it does the opposite.

Raising the Social Security early retirement age from 62 to 65 in the United States would have a number of positive outcomes.

Raising the EEA may be one of the most effective options available for improving retirement-income security and would improve the federal budget in one year nearly as much as the recent health reform bill was projected to do over ten years.

An oddity due to the Cost of Living Adjustment to Social Security demonstrates the need for simplifying Social Security's structure.

Social Security and Medicare face significant funding shortfalls, but solutions are often hampered byideology.

Breaking windows will stimulate the economy, according to a leading public pension advocacy group. Skeptical? The National Institute on Retirement Security (NIRS) has not literally endorsed breaking windows, but a report recently published by the organization relies on the same economic fallacy.According to NIRS-whose membership consists principally of...