The problem of coverage for pre-existing conditions remains relatively small and limited to the individual health insurance market, despite exaggerated claims used to advance passage of the Affordable Care Act. Nevertheless, too many people still remained at risk of falling through the cracks of protective measures provided by HIPAA, COBRA, and state-run high risk pools.

One of the many requirements of the Dodd-Frank Act is that all federal agencies must remove references to and reliance on credit ratings from their regulations and replace them with alternative methods for evaluating creditworthiness. 

Facebook’s IPO will be good news for a whole host of reasons. In particular, users should be happy that the company will become a much more public-facing entity.

According to recent press reports, the Securities and Exchange Commission (SEC) is considering releasing a controversial proposal to impose additional capital and liquidity regulations on the $2.7 trillion money market fund industry (MMMFs) and to replace the fixed $1 net-asset value ("par value") rule now used by all MMMFs to redeem customer funds with a mark-to-market (NAV) requirement. 

India’s education policies should encourage private initiative and focus on learning outcomes

Arthur C. Brooks was a Seattle-born liberal, but today he is president of the American Enterprise Institute, a center-right economic think tank in Washington, D.C.Brooks sees two competing visions for America’s future. To him, our excessive government spending and regulations have pushed us near a tipping point,...

What are the specific problems and issues with the mortgage regulations resulting from the Dodd-Frank Act? How can we strike the right balance between risk and recovery?