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In 2011, the Government Mortgage Complex accounted for 88 percent of all first-mortgage originations in the United States, with the government also controlling an estimated 90 percent of the student loan market. The government’s growing dominance in the home mortgage and student loan categories is cause for concern, posing a threat to private investors, borrowers, and taxpayers.
This event will address the problems and improvements needed for student loans, beginning with a keynote presentation by former secretary of education Bill Bennett.
What lessons on student loans can be learned from the searing national misadventure with mortgages?
Five years ago, in a maneuver that some of us regarded as a troubling move for a federal government swimming in red ink, Congress decided to temporarily supersize the subsidy on student loans.
Accumulated student loan debt now totals $1 trillion. The Super Committee should fix the student loan program by requiring evidence of ability to repay guaranteed loans.
Recent economic research suggests that colleges siphon off a significant portion of federal education aid rather than lowering costs to students
Inspired by President Obama’s cheap election-year politicking, Congress has launched into a frenzied, bipartisan panderfest over the Stafford loan program. Late last week, an emotional House speaker John Boehner led House Republicans to vote for an Obama-proposed giveaway he’d denounced just a few days previously.For those who don’t...
The number of schools ranked highly in guides such as Barron's Profiles of American Colleges is increasing, without any evidence that these schools' instructional quality is also increasing. Applicants and their families should be wary of letting these rankings serve as the main criteria in their college decisions.








