In 2011, the Government Mortgage Complex accounted for 88 percent of all first-mortgage originations in the United States, with the government also controlling an estimated 90 percent of the student loan market. The government’s growing dominance in the home mortgage and student loan categories is cause for concern, posing a threat to private investors, borrowers, and taxpayers.

This event will address the problems and improvements needed for student loans, beginning with a keynote presentation by former secretary of education Bill Bennett.

Maria Koklanaris interviews Frederick M. Hess on student educational loans.

The federal government has taken over large swaths of consumer lending, most notably the $10 trillion home mortgage and $1 trillion student lending markets. The government's share of new loans for each now approaches 100%.Government monopolies in financial services pose risks to taxpayers as well as borrowers

President Obama’s latest ploy is a student lending policy that teaches a new generation of college-goers that government is there to provide free stuff.

A side effect of the risk-assessment approach to student loans is to nudge the student cultures of college campuses in the direction of making responsible adult behavior more respectable.

It is five years since the 2006 peak of the great housing bubble and time to re-state the repetitive lessons of financial history. Our recent financial adventures are memorable, but will they be sufficiently remembered?

This book explores the purposes of federal student loans, how well traditional arrangements work, and how innovations might offer guidance for rethinking the design of financial aid.