With the recent publication of its final rule, the federal government's Financial Stability Oversight Council is now in position to designate certain nonbank firms as "systemically important financial institutions" (SIFIs). There is probably no aspect of the Dodd-Frank Act that will have more damaging effects on competition in the U.S. financial system.

The annual Social Security Trustees Report, released on Monday, confirms that the program is significantly underfunded. After decades of delay, Congress and the next president will need to take steps to restore Social Security's finances and improve Americans' retirement income security. Although it might seem counterintuitive, one positive step toward...

A subscription-based model for remedial education in which students can work at their own pace and get help from readily available faculty could improve outcomes and reduce costs.

If President Obama still wants to turn our economy around, it's time for him to act more like Franklin Roosevelt-but not in the way he might think.

Prohibiting their bond trading will seriously weaken banks and the markets that banks supply with liquidity.

From Mr Alex J. Pollock.

Sir, Jonathan Davis ("Watch that desire for certainty and elegance", FTfm, February 6) correctly addresses the danger of false certainty in economics, but concludes by quoting Keynes about how economic policy had "blundered...

The Obama administration refused to defend me against the lawsuit filed for José Padilla. Now even the liberal Ninth Circuit agrees the suit was frivolous.